Wealth Management Service

Collins Ward provides wealth management services to UK resident and domiciled private clients and trustees. We particularly specialise in estate planning and inheritance tax mitigation. With offices in London and Hampshire we service clients from around the country.

All clients benefit from our comprehensive Wealth Management Service which includes financial planning, tax planning and investment management – an approach we have utilized since outset in 2006. Structuring and managing investment portfolios after a detailed financial planning review is still not commonplace in the UK wealth management industry, but enlightened firms and advisers are graduating towards such a client-focused approach.

The initial review is probably the most important, and time consuming, stage of our Wealth Management Service. The clear identification of your objectives and goals is paramount, and this is aided by the use of lifetime cashflow analysis to help you understand to what extent your financial objectives are achievable.

Once we have clearly understood your objectives and gathered together all the information on your finances, we will compose an initial report and financial plan. We may also be in a position to provide investment portfolio recommendations at this stage, although much will depend upon the complexity of your situation and whether we need to discuss various options before agreeing how to proceed.

The financial plan is bespoke to your individual circumstances and requirements. Once agreed, we will then implement any planning and your investment portfolio in the most tax-efficient manner.

Over time, as your situation and priorities change, we can vary your financial plan and investment portfolio to accommodate these changes. Financial planning is not a one-off exercise; it should constantly evolve as your life changes.

Most clients find our in-depth consultative process both eye-opening and liberating, as for the first time, they can clearly understand how all aspects of their finances fit together as part of a cohesive financial plan.

Our Wealth Management Service is available for clients with investment portfolios exceeding £250,000 although the average portfolio size is circa £1 million.